Working with Marie was great. First time I’ve ever needed a lawyer and she made the process as simple as possible for me. She did an amazing job, very happy I found her.
Very Professional and Honest
I had a difficult bankruptcy case, and Marie was very professional and honest in a kind manner. Marie communicated with me on a regular basis, and she answered all my questions during the entire process.
Teaches You How To Rebuild Your Life
Marie has the knowledge and experience to get you through your difficult time and is the rare lawyer I’ve found who doesn’t just file the paperwork for you, but also teaches you how to rebuild your life and credit after your case is done.
$0 Up Front Fees To Get Started On Your Bankruptcy
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Twin Cities Bankruptcy Lawyers
Our mission is to work with Minnesotans who are going through financial challenges and help them protect what’s important to them in a manner that adheres to the highest standards of excellence and integrity, in a timely manner, at fees that our clients are willing and able to pay and that are fair to our firm.
As experienced Bankruptcy and Debt Relief lawyers, Martin & Hedervare will guide you through bankruptcy to achieve the best possible financial outcome for you and your family. Proudly serving the Twin Cities area, including Ramsey, Hennepin, Anoka, Washington, Dakota, Scott, Carver Counties.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is the most common form of relief for individuals, families, and businesses. Before petitioning the court for relief under Chapter 7 of the Bankruptcy Code, it is important to understand the benefits and consequences.
Rebuild Your Credit
Our clients get a complete recovery from a financial crisis. We not only get you relief from your current situation, we give you the tools you need to actually rebuild your credit and end up in a stronger financial position than before.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy uses the power of the federal court to reorganize debts and set up affordable payments for individuals. Utility disconnections, repossessions, foreclosures, and wage garnishments all have to stop as soon as the case is filed with the court.
Student Loan Debt
I help student loan borrowers when things go wrong. My student loan debt services fall into two categories: delinquency management or default and collections resolution.
Stop Creditor Harassment Today
You do not have to tolerate creditor harassment. You have rights under the law, and at Martin & Hedervare, we are here to help. We sue debt collectors who violate our client’s rights under the Fair Debt Collection Practices Act.
Filing Chapter 13 bankruptcy allows a debtor to propose a three- to five-year repayment plan to the court and creditors that offers to pay off all or some of the debt from the debtor’s future income. A Chapter 13 payment plan can be a powerful tool to get a handle on debts that might otherwise overwhelm a family’s ability to deal with them individually outside of the bankruptcy process.
People run into financial problems for many different reasons like job loss, divorce, diminished income, or costly medical bills. Sometimes it can seem like there’s no way out. But declaring bankruptcy might provide the right solution for you to recover from these events.