The best debt relief option for most clients is through Chapter 7 or Chapter 13 of the U.S. Bankruptcy Code. Both solutions offer Twin Cities individuals and families the opportunity to get out from under crushing debt, either through a fresh start in Chapter 7 or through debt restructuring and partial repayment with Chapter 13.
Most clients feel the most difficult part of the process is making the first phone call to contact an attorney. Once the time and day for a consultation is set up, their next concern is what should I do to get ready? If you follow these three steps, you should be well-prepared and can get the most out of your meeting with an attorney.