The St. Paul bankruptcy attorneys at Martin & Hedervare, PLLC understand that getting a bankruptcy discharge for our clients is a good start, but not always the total solution to financial recovery. A judgment that is recorded in any county of Minnesota has the effect of serving as a lien against any real estate owned in that county. One of the benefits of a bankruptcy discharge is that a creditor cannot come after you for a judgment they got before your case was filed.
However, the discharge entered in the bankruptcy court does not remove the judgment from the state court records. Title companies will sometimes require that judgments be removed to complete the purchase, refinancing, or sale of a home. Judgment lien removal is not typically part of a bankruptcy case, but can be a necessary additional step to improving your credit score and completing real estate transactions. Martin & Hedervare law firm provide judgment removal assistance post discharge to remove these obstacles to recovery.