You do not currently have a featured image set for this post. To set your featured image, click on the circular Meta View button and set your image in the box on the bottom right. An introductory paragraph in Heading 4 Text. You can change the type of text within the Text Sprout text editor […]
Today’s topic is all about homeowners and protecting yourself against those hefty repair bills. New homeowners have a lot of considerations when it comes to the appliances in the new home. There are three aspects that need to be accounted for. Common Breakdowns and Repairs One is appliance repair. If something breaks down, how are […]
Why Teach Financials To Children It’s never too early for children to learn about finances. Discussing finances with your children early can set them up for success in the future. There are four kid-friendly finance apps we personally recommend. Star Banks Adventure This app combines quizzes and puzzles that teach children basic financial concepts so […]
Most people have heard about credit bureaus. There are three main bureaus in the United States: Equifax, Experian, and TransUnion. Do you know what type of information they collect and how it affects you? How Creditors Interact With Credit Bureaus Most creditors send information to the credit bureaus concerning what accounts you have, what type […]
What You Must Know About Authorized Users Before you add someone to your credit card as an authorized user, be sure to think it through carefully. It’s important you understand the legalities when you give someone permission to be on your credit account. Let’s Cover the Basics If you’re not sure exactly what the term […]
Alternative and Specialty Credit Bureau Differences Most people hear the words “credit bureau” and automatically think of the big three credit ureaus: TransUnion, Experian, and Equifax. However, there are several other specialty or alternative credit bureaus that should be kept in mind as well. The additional bureaus are governed by the same federal laws, but […]
Every state has a limit on how much interest can be charged on different kinds of debt, and Minnesota is no different. Collectively, these limits are referred to as usury laws, which refers to the specific practice of charging high interest rates on various types of loans. The theory behind usury laws is that we […]
You do not currently have a featured image set for this post. To set your featured image, click on the circular Meta View button and set your image in the box on the bottom right. A financial app is a good way to track your finances. One I recommend is called “Good Budgets”. This app […]
If you have fallen behind on your mortgage payments and your lender is unwilling to negotiate a solution, you may be facing foreclosure. In a foreclosure proceeding, the lender reclaims possession of a property because the homeowner has stopped making payments on their mortgage. As a result, the homeowner must forfeit the rights to the […]
A solid financial plan usually includes some type of life insurance. Life insurance is ideal for most people to have. You never know when something unexpected can happen, and you will want your loved ones who depend on you to be covered. There are different types of life insurance that protect your family in different […]
