Martin & Hedervare PLLC | Ch 13 Bankruptcy Law Firm in Little Canada, MN | Bankruptcy Lawyers in St. Paul, MN | Roseville, MN Bankruptcy Attorneys | Arden Hills, MN Debt Law Firm | Chapter 13 Bankruptcy Attorneys Near Me
COVID-19 Update: Due to The Current National Health Crisis, We Are Offering Meetings By Phone and Zoom Meetings for All Clients To Help Keep You & Our Staff Safe. You Can Still File For Relief For You In Federal Bankruptcy Court and Consult Our Team For Legal Assistance Remotely.

Serving St. Paul, Roseville & The Surrounding Areas

Suing Debt Collectors for Violating the FDCPA

While it might feel like debt collectors have free reign over your life and your finances, there are limits on their behavior that are regulated by the United States federal government. Specifically, debt collectors are beholden to Fair Debt Collection Practices Act (FDCPA). The purpose of this act is to protect consumers from abusive debt […]

What is Bankruptcy Fraud and What are the Consequences of Committing It?

Filing for bankruptcy can alleviate your severe financial burden. Whether you are considering filing Chapter 7 or Chapter 13 bankruptcy, it is important to consult an experience financial planner and attorney who can protect your rights while guiding you through the bankruptcy process. If you knowingly omit required information from your filing or use the […]

How Bankruptcy Can Help Get Your Repossessed Items Back

Filing for bankruptcy immediately stops creditors from trying to collect debts from you. This protection from creditors can give you some much-needed relief while you work to sort out your financial situation. Unfortunately, if you have hit a financial rough patch you may have already lost some items to repossession prior to filing for bankruptcy, […]

Which is better a Chapter 13 Bankruptcy or Debt Management Plans

Navigating the complexities of a personal financial crisis can be a stressful process that can leave you feeling overwhelmed as you try to regain financial stability. There are a few options to consider when creating a financial plan that will help get you out of debt. Although bankruptcy can help relieve the financial burden, the […]

The Role of a Bankruptcy Trustee When Filing Chapter 7 Bankruptcy in Minnesota

When you file for bankruptcy, the United States Bankruptcy Court will appoint someone to oversee your case. This role is not filled by an employee of the Court. The person who is appointed is called a trustee. Trustees are usually attorneys and they are hired to acct in two main capacities: they act as representatives […]

Reasons to Hire a Lawyer for Bankruptcy in Minnesota

Imagine enjoying pay day because you know it is enough to take care of your bills and debts. Imagine not stressing out about how to pay your bills with the money you have or will have. Picture a time when you don’t have to decide between food and electricity, and when you don’t have to […]

How Filing Bankruptcy May Affect Your Credit Score in Minnesota

Plan to rebuild in a healthy financial state Credit scores define our financial viability in the United States. They can affect our jobs, living situations, and many aspects of life. Many of our Twin Cities clients see their credit scores slipping prior to filing for bankruptcy because they are unable to pay their bills or […]

Debts that Can and Cannot be Discharged Through Bankruptcy in Minnesota

Bankruptcy is a debt solution that helps thousands of people every year. It offers economic relief and stress relief by reducing an overwhelming financial burden. But not every type of debt is eligible to be discharged. Filing for bankruptcy in Minnesota can wipe out many eligible debts In 2016, more than 9,000 Minnesotans sought freedom […]

Rebuilding Your Credit: An Important Next Step

The Importance of Rebuilding Your Credit After Filing for Bankruptcy Filing for bankruptcy relief can be an important part of recovering from a financial crisis. It is true that after filing bankruptcy, your credit score will drop. It is also essential to rebuild your credit after filing bankruptcy. Contrary to popular belief, rebuilding your credit […]

Think Tax Filing Season is Over? Why You May Need to File an Amended Return
September 8, 2020
Four Things Your Tax Preparer Won’t Tell You (and How It Can Get You In Tax Trouble)
September 8, 2020
Considering Bankruptcy to Get Rid Of Your Back Taxes? 3 Alternatives to Explore Before You File
July 22, 2020

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